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  <url>
    <loc>https://docs.paywithatoa.co.uk/accounts</loc>
    <lastmod>2026-09-01T06:41:20.751Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/accounts-introduction</loc>
    <lastmod>2026-08-06T08:38:09.707Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/ai-agents</loc>
    <lastmod>2026-08-27T08:45:10.904Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/approvals</loc>
    <lastmod>2026-08-27T08:45:10.904Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/collect</loc>
    <lastmod>2026-08-27T08:45:10.901Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/embed</loc>
    <lastmod>2026-08-27T08:45:10.898Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/next-action</loc>
    <lastmod>2026-08-27T08:45:10.903Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/overview</loc>
    <lastmod>2026-08-27T08:45:10.900Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/reference</loc>
    <lastmod>2026-08-27T08:45:10.909Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/send</loc>
    <lastmod>2026-08-27T08:45:10.899Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/account-initiation-services/fetch-account-balance</loc>
    <lastmod>2026-09-01T06:41:20.750Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/account-initiation-services/fetch-account-details</loc>
    <lastmod>2026-09-01T06:41:20.747Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/account-initiation-services/fetch-account-transactions</loc>
    <lastmod>2026-09-01T06:41:20.753Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/account-initiation-services/fetch-all-accounts</loc>
    <lastmod>2026-09-01T06:41:20.748Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/account-initiation-services/initiate-account-authorization</loc>
    <lastmod>2026-09-01T06:41:20.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/account-initiation-services/revoke-account-access</loc>
    <lastmod>2026-09-01T06:41:20.746Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/card-on-file/cancel-payment</loc>
    <lastmod>2026-09-01T06:41:20.751Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/card-on-file/capture-payment</loc>
    <lastmod>2026-09-01T06:41:20.754Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/card-on-file/charge-saved-card</loc>
    <lastmod>2026-09-01T06:41:20.745Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/card-on-file/introduction</loc>
    <lastmod>2026-09-01T06:41:20.749Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/customers/create-customer</loc>
    <lastmod>2026-09-01T06:41:20.747Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/customers/delete-customer</loc>
    <lastmod>2026-09-01T06:41:20.746Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/customers/get-customer</loc>
    <lastmod>2026-09-01T06:41:20.750Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/customers/list-customers</loc>
    <lastmod>2026-09-01T06:41:18.757Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/customers/update-customer</loc>
    <lastmod>2026-09-01T06:41:18.765Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/institutions/institutions-controller</loc>
    <lastmod>2026-09-01T06:41:18.754Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/introduction</loc>
    <lastmod>2026-08-06T08:38:08.625Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payment-methods/delete-payment-method</loc>
    <lastmod>2026-09-01T06:41:18.763Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payment-methods/get-payment-method</loc>
    <lastmod>2026-09-01T06:41:18.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payment-methods/list-payment-methods</loc>
    <lastmod>2026-09-01T06:41:18.753Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payment/cancel-payment</loc>
    <lastmod>2026-09-01T06:41:18.753Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payment/get-payment-status</loc>
    <lastmod>2026-09-01T06:41:18.755Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payment/get-stores</loc>
    <lastmod>2026-09-01T06:41:18.756Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payment/get-transactions</loc>
    <lastmod>2026-09-01T06:41:18.751Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payment/process-payment</loc>
    <lastmod>2026-09-01T06:41:18.767Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payouts/get-payout-transactions</loc>
    <lastmod>2026-09-01T06:41:18.749Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/payouts/get-payouts</loc>
    <lastmod>2026-09-01T06:41:18.750Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/refund/cancel-refund</loc>
    <lastmod>2026-09-01T06:41:18.765Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/refund/get-refund-payments</loc>
    <lastmod>2026-09-01T06:41:18.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/refund/initiate-refund</loc>
    <lastmod>2026-09-01T06:41:18.756Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/remote-payments/list-terminals</loc>
    <lastmod>2026-09-01T06:41:18.745Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/remote-payments/process-remote-payment</loc>
    <lastmod>2026-09-01T06:41:18.764Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/create-webhook-event</loc>
    <lastmod>2026-09-01T06:41:18.743Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/delete-webhook-event</loc>
    <lastmod>2026-09-01T06:41:18.748Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/expired-status-webhook-response</loc>
    <lastmod>2026-09-01T06:41:18.747Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/get-all-merchant-webhooks</loc>
    <lastmod>2026-09-01T06:41:18.741Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/introduction</loc>
    <lastmod>2026-09-01T06:41:18.744Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/pos-payment-status-webhook-response</loc>
    <lastmod>2026-09-01T06:41:18.766Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/process-payment-webhook-response</loc>
    <lastmod>2026-09-01T06:41:18.767Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/refund-status-webhook-response</loc>
    <lastmod>2026-09-01T06:41:18.739Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/test-webhook-event</loc>
    <lastmod>2026-09-01T06:41:18.759Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/v1-signing</loc>
    <lastmod>2026-09-01T06:41:18.740Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/v2-signing</loc>
    <lastmod>2026-09-01T06:41:18.739Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/v2/create-endpoint</loc>
    <lastmod>2026-09-01T06:41:18.759Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/v2/delete-endpoint</loc>
    <lastmod>2026-09-01T06:41:18.743Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/v2/list-endpoints</loc>
    <lastmod>2026-09-01T06:41:18.747Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/v2/list-event-types</loc>
    <lastmod>2026-09-01T06:41:18.744Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/webhook/v2/update-endpoint</loc>
    <lastmod>2026-09-01T06:41:18.754Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/atoa-sandbox</loc>
    <lastmod>2026-09-01T06:41:18.740Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/cli</loc>
    <lastmod>2026-09-01T06:41:18.746Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/design-system</loc>
    <lastmod>2026-09-01T06:41:18.758Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/flutter-sdk</loc>
    <lastmod>2026-09-01T06:41:18.755Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/go-live</loc>
    <lastmod>2026-08-06T08:38:08.589Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/integration-overview</loc>
    <lastmod>2026-09-01T06:41:18.757Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/introduction</loc>
    <lastmod>2026-09-01T06:41:18.741Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/magento</loc>
    <lastmod>2026-09-01T06:41:18.751Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/mcp-server</loc>
    <lastmod>2026-09-01T06:41:18.748Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/overview</loc>
    <lastmod>2026-09-01T06:41:18.746Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/react-native-sdk</loc>
    <lastmod>2026-09-01T06:41:18.750Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/remote-payments</loc>
    <lastmod>2026-09-01T06:41:18.742Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/web-client-sdk</loc>
    <lastmod>2026-09-01T06:41:18.745Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/woo-commerce</loc>
    <lastmod>2026-09-01T06:41:18.758Z</lastmod>
  </url>
</urlset>