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  <url>
    <loc>https://docs.paywithatoa.co.uk/accounts</loc>
    <lastmod>2026-08-06T08:38:09.710Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/accounts-introduction</loc>
    <lastmod>2026-08-06T08:38:09.707Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/ai-agents</loc>
    <lastmod>2026-08-06T08:38:09.717Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/approvals</loc>
    <lastmod>2026-08-06T08:38:09.718Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/collect</loc>
    <lastmod>2026-08-06T08:38:09.715Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/overview</loc>
    <lastmod>2026-08-06T08:38:09.717Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/reference</loc>
    <lastmod>2026-08-06T08:38:09.715Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/agent-pay/send</loc>
    <lastmod>2026-08-06T08:38:09.711Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/AccountInitiationServices/fetch-account-balance</loc>
    <lastmod>2026-08-06T08:38:09.718Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/AccountInitiationServices/fetch-account-details</loc>
    <lastmod>2026-08-06T08:38:09.709Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/AccountInitiationServices/fetch-account-transactions</loc>
    <lastmod>2026-08-06T08:38:09.716Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/AccountInitiationServices/fetch-all-accounts</loc>
    <lastmod>2026-08-06T08:38:09.705Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/AccountInitiationServices/initiate-account-authorization</loc>
    <lastmod>2026-08-06T08:38:09.713Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/AccountInitiationServices/revoke-account-access</loc>
    <lastmod>2026-08-06T08:38:09.707Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/CardOnFile/authorize-card</loc>
    <lastmod>2026-08-20T12:38:22.904Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/CardOnFile/cancel-payment</loc>
    <lastmod>2026-08-06T08:38:09.710Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/CardOnFile/capture-payment</loc>
    <lastmod>2026-08-06T08:38:09.713Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/CardOnFile/charge-saved-card</loc>
    <lastmod>2026-08-06T08:38:09.706Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/CardOnFile/introduction</loc>
    <lastmod>2026-08-20T12:38:22.905Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Customers/create-customer</loc>
    <lastmod>2026-08-06T08:38:09.708Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Customers/delete-customer</loc>
    <lastmod>2026-08-06T08:38:09.711Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Customers/get-customer</loc>
    <lastmod>2026-08-06T08:38:09.712Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Customers/list-customers</loc>
    <lastmod>2026-08-06T08:38:08.596Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Customers/update-customer</loc>
    <lastmod>2026-08-06T08:38:08.588Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Institutions/InstitutionsController</loc>
    <lastmod>2026-08-06T08:38:08.595Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Payment/cancelPayment</loc>
    <lastmod>2026-08-06T08:38:08.604Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Payment/get-transactions</loc>
    <lastmod>2026-08-06T08:38:08.624Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Payment/getPaymentStatus</loc>
    <lastmod>2026-08-06T08:38:08.600Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Payment/getstores</loc>
    <lastmod>2026-08-12T06:46:25.897Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Payment/process-payment</loc>
    <lastmod>2026-08-06T08:38:08.600Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/PaymentMethods/delete-payment-method</loc>
    <lastmod>2026-08-06T08:38:08.592Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/PaymentMethods/get-payment-method</loc>
    <lastmod>2026-08-06T08:38:08.597Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/PaymentMethods/list-payment-methods</loc>
    <lastmod>2026-08-06T08:38:08.601Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Payouts/getPayoutTransactions</loc>
    <lastmod>2026-08-06T08:38:08.597Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Payouts/getPayouts</loc>
    <lastmod>2026-08-06T08:38:08.625Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Refund/cancelRefund</loc>
    <lastmod>2026-08-06T08:38:08.623Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Refund/getRefundPayments</loc>
    <lastmod>2026-08-06T08:38:08.595Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Refund/initiateRefund</loc>
    <lastmod>2026-08-06T08:38:08.622Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/RemotePayments/list-terminals</loc>
    <lastmod>2026-08-06T08:38:08.589Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/RemotePayments/process-remote-payment</loc>
    <lastmod>2026-08-06T08:38:08.623Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/CreateWebhookEvent</loc>
    <lastmod>2026-08-06T08:38:08.603Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/deleteWebhookEvent</loc>
    <lastmod>2026-08-06T08:38:08.598Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/expiredStatusWebhookResponse</loc>
    <lastmod>2026-08-06T08:38:08.586Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/getAllMerchantWebhooks</loc>
    <lastmod>2026-08-06T08:38:08.593Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/introduction</loc>
    <lastmod>2026-08-06T08:38:08.555Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/posPaymentStatusWebhookResponse</loc>
    <lastmod>2026-08-06T08:38:08.558Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/processPaymentWebhookResponse</loc>
    <lastmod>2026-08-06T08:38:08.587Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/refundStatusWebhookResponse</loc>
    <lastmod>2026-08-06T08:38:08.556Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/testWebhookEvent</loc>
    <lastmod>2026-08-06T08:38:08.605Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/v1-signing</loc>
    <lastmod>2026-08-06T08:38:08.594Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/v2-signing</loc>
    <lastmod>2026-08-06T08:38:08.590Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/v2/createEndpoint</loc>
    <lastmod>2026-08-06T08:38:08.588Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/v2/deleteEndpoint</loc>
    <lastmod>2026-08-06T08:38:08.585Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/v2/listEndpoints</loc>
    <lastmod>2026-08-06T08:38:08.592Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/v2/listEventTypes</loc>
    <lastmod>2026-08-06T08:38:08.599Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/Webhook/v2/updateEndpoint</loc>
    <lastmod>2026-08-06T08:38:08.558Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/api-reference/introduction</loc>
    <lastmod>2026-08-06T08:38:08.625Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/atoa-sandbox</loc>
    <lastmod>2026-08-06T08:38:08.602Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/cli</loc>
    <lastmod>2026-08-06T08:38:08.594Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/design-system</loc>
    <lastmod>2026-08-12T06:46:25.895Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/flutter-sdk</loc>
    <lastmod>2026-08-06T08:38:08.591Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/go-live</loc>
    <lastmod>2026-08-06T08:38:08.589Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/integration-overview</loc>
    <lastmod>2026-08-06T08:38:08.553Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/introduction</loc>
    <lastmod>2026-08-06T08:38:08.602Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/magento</loc>
    <lastmod>2026-08-06T08:38:08.586Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/mcp-server</loc>
    <lastmod>2026-08-06T08:38:08.557Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/overview</loc>
    <lastmod>2026-08-06T08:38:08.591Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/react-native-sdk</loc>
    <lastmod>2026-08-06T08:38:08.603Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/remote-payments</loc>
    <lastmod>2026-08-18T04:45:52.336Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/web-client-sdk</loc>
    <lastmod>2026-08-06T08:38:08.554Z</lastmod>
  </url>

  <url>
    <loc>https://docs.paywithatoa.co.uk/woo-commerce</loc>
    <lastmod>2026-08-06T08:38:08.555Z</lastmod>
  </url>
</urlset>